HELP - they want to TOTAL my RC51
I have a 2005 RC51 with only 7500 miles on it. It is in close to PRISTINE condition..well, until an unlicensed Livery driver here in Brooklyn backed into it.
Dealership is saying that there's $4500 in damage. Which as we all know, could be greatly reduced by looking for parts and doing the work yourself....which I have no problem doing.
However, the insurance company (his) wants to put a TOTAL LOSS on my VIN record guaranteeing that 1 - I cannot ever get comprehensive or collision on the bike again, and 2 - that the value will plummet.
Any suggestions/advice on where to get cheaper parts, or how to negotiate these waters will be appreciated. I have put a claim in with MY insurance company, but the problem with each is that they use the NADA value, which we all know is not applicable to RC51s in a real world scenario. I could get more than 5500 for my bike in it's pre-accident condition!
For chrissakes, he just pushed it off the stand!