Join Date: Dec 2017
Location: NorCal Foothills
Mentioned: 2 Post(s)
Quoted: 26 Post(s)
Okay, let me preface this discussion with the unfortunate fact (lotsa nice roads to ride though!) that I reside in California, so keep that in mind. We pay more for EVERYTHING out here! What company do you have for your motorcycle insurance, and what do they charge for your RC51? Also, is there ANY insurance company, that caters to those who have multiple vehicles, collector vehicles, etc. that can only be driven one at a time obviously? At the present time, I have one car, one full sized Ford pickup, and 3 motorcycles insured with State Farm. Been with them for 30 years now. I'm about to turn 57, I haven't had an accident, or ticket of any kind (knock on wood!) in almost 25 years.
They really dinged me on the full coverage insurance on my SP2. My Agent's exact words were: "This bike is more expensive than your Suzuki, cause it's alot faster"! I basically have the same coverage one needs with a leased vehicle. Not necessary, but the higher coverages are not much more than standard. My 6 month premium is $317.00, which comes out to $53.00 monthly. My Ford truck which is defined as a secondary vehicle, which rarely gets driven is half that price. Seems that truck could do alot more damage in an accident than the bike. But I could get injured way worse on the bike obviously. I do get a multi car discount, and a safe driver discount as well. Just wondering if there is a company out there that doesn't consider every bike and rider as a roid raged pit bull, or doberman pinscher, just waiting to kill someone. Wondering if the "Super Sport" designation on the policy declarations page, has some effect on the price. Appreciate any info anyone might have, especially fellow Left Coasters. edit: $500 deductible on Comp/Collision.
2005 750 Katana
1984 VT500 Ascot
Nice Old Harley you got there! Mind if I kick it over?
Last edited by Russ*Collins51; 01-17-2018 at 02:10 PM.